MyMoneyAnalytics

FIRE Calculator

Estimate one FIRE target from your annual spending goal, optional part-time income, contributions, and progress milestones.

Free calculator

Model the path from today to financial independence
Jump to resultsFIRE planning

Change any example value to update the FIRE target, milestone ages, and portfolio projection immediately.

FIRE results
FIRE number
Coast FIRE today
Projected portfolio
Coast age
52
Progress to today's FIRE number
Current portfolio:
Today's FIRE number
8% funded todayCoast FIRE milestone:

These tools are provided for educational purposes only and do not constitute financial, investment, tax, legal, or planning advice. Results are estimates based on the assumptions you provide, and actual outcomes may differ. Past performance is not indicative of future returns. Consider consulting a qualified professional before making financial decisions.

How to read this chart

Compare projected assets with the Coast and full-FIRE threshold lines. Their intersections indicate modeled milestone ages, not guaranteed dates.

Supports Blueprint Steps 3, 9, and 10

Supports these Blueprint lessons

Adjust spending, income, balances, contributions, and assumptions to see the modeled milestone ages update immediately.

FIRE Quick ReferenceUnderstand bridge years and financial-independence tradeoffs.Step 3: Know your retirement numberDefine the target before testing the timeline.Step 10: Low-interest debtCompare payoff goals with investing.

Try another calculator

Continue with a related money decision using the same example-first approach.

Retirement Target

Blueprint Step 3: estimate the portfolio target needed to sustain your lifestyle in today dollars.

Compound Interest

Blueprint Steps 6 and 9: estimate growth from starting balance, recurring purchases, and return assumptions.

Turn this estimate into a plan

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