Employer Match Calculator
Coordinate up to six workplace plans, capture tiered matches, and see how employer compensation changes long-term retirement growth.
Blueprint Step 2 calculator
Copy the exact match bands from each plan document. Employer contributions are compensation, but vesting and payroll rules still control what you keep.
Projection assumptions
Workplace plans
Match tiers
- Your annual deposit
- $4,500
- Employer annual deposit
- $2,250
- Contribution for full match
- 6.0%
- Annual match unclaimed
- $0
- Projected household value after 10 years
- $96,217
- Annual employee deposits
- $4,500
- Annual employer money
- $2,250
- Annual match unclaimed
- $0
- Estimated growth
- $28,717
Combined workplace-account projection
Every series reconciles to the projected household total.
This calculator does not enforce IRS employee-deferral or annual-additions limits across plans. Coordinate shared limits in Blueprint Step 8 and verify eligibility, vesting, true-up, and payroll rules in each plan document.
These tools are provided for educational purposes only and do not constitute financial, investment, tax, legal, or planning advice. Results are estimates based on the assumptions you provide, and actual outcomes may differ. Past performance is not indicative of future returns. Consider consulting a qualified professional before making financial decisions.
How to read this chart
The stacked chart separates starting balances, your deposits, employer compensation, and estimated market growth across all entered plans.
Blueprint Step 2
Supports these Blueprint lessons
Add each workplace plan, copy its match tiers from the plan document, and enter the contribution percentage you are considering.
Turn this estimate into a plan
Build a free My Money Plan that turns today's numbers into a roadmap for debt payoff, cash reserves, savings goals, and long-term independence.