Stage 2 readiness review

Review your household risks

Look for household changes that could affect liquidity, protection, or plan flexibility.

Risk is personal and changes over time. The Decision Framework compares impact, likelihood, available buffers, and the cost of improving resilience.

Decision Framework prompts

Which disruption would create the largest near-term strain?
How stable and diversified are household income sources?
Would more liquidity, a contingency plan, or professional guidance reduce the most uncertainty?

Review checklist

Review income concentration, dependents, essential upcoming costs, and property exposure.
Confirm emergency contacts and important records are accessible.
Identify one risk whose likelihood or impact changed this year.

One practical next step

Write a short response plan for the single disruption your household considers most consequential.

Primary resources

Educational boundary

Educational only. This review does not evaluate insurance adequacy, legal readiness, health risk, or emergency-services needs.

Marking this review complete means you considered the topic and understand whether you have a follow-up. It does not certify an outcome.